What is Social Security Disability?
The Social Security Administration is an independent agency of the United States federal government. It oversees Social Security, a social insurance program consisting of retirement, disability, and survivors' benefits. If you are an employee who paid social security taxes and you are now disabled, you are likely eligible for Social Security disability benefits.
For those in East Brunswick, Freehold, and Wall New Jersey, considering hiring a Social Security disability lawyer to help in the appeal process after being denied Social Security insurance disability benefits, it is important to understand the differences between the kinds of disability benefits available. While it can be difficult to distinguish between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), they are two completely different benefit programs within Social Security.
SSDI is funded through payroll taxes and recipients are considered "insured" because they have worked for a certain number of years. Social Security Disability Insurance recipients have made contributions to the Social Security trust fund in the form of FICA Social Security taxes. In contrast, SSI is strictly need-based and is funded by general fund taxes.