What Is Disability Insurance?
Disability insurance is intended to help seriously hurt or injured individuals. Payments help offset the financial burden of being out of work, so those in need do not suffer a hardship. There are different types of insurance policies, and the payment for your injury depends on several factors. It is important to discuss your needs with your attorney, to avoid overlooking critical elements.
What Is the Timeline for a Decision?
The timeline for how long a disability application takes to approve will vary depending on the case. While applications are processed in the order they are filed, every case is different and certain variables will impact the length of time it takes to receive a decision, such as:
- Medical evidence: The more robust your medical history and records are as they relate to your situation, the more swiftly your case will move. This is why it is important to attend all doctor appointments and keep detailed records of your condition.
- Prior history: The wait time for individuals who have been through the process previously may not be as lengthy as it is for a new claimant.
- Availability: It is critical to remain available while your application is under review. If you are needed and unable to be reached your case may be delayed.
We understand that you want fast results, and aggressively pursue your benefits once the paperwork is filed. We will work with you to develop a strategy that best suits your needs and fits the facts of your case, while working efficiently.
Understanding Medical Exams
Payment of benefits is predicated upon proof of the disability. Many times an individual will present medical records from a personal physician, and while these records are beneficial to the process it might also be necessary to see a different doctor. An independent medical exam can be requested by the employer, to verify the condition. The doctor performing the exam will not have a prior relationship with you, and does not intend to establish an ongoing relationship. The purpose of the exam is to gain an unbiased opinion.
The Disability Hearing
If your benefits are denied, your case will progress to the hearing stage. At the disability hearing you will go before an administrative law judge and present evidence of your disability. The hearing is not open to the public and you will be present with only your lawyer and any witnesses. You should expect to answer questions about your disability and medical condition, and your attorney will advocate on your behalf. Any witnesses, such as physicians, can also give testimony as to their medical opinion regarding your needs.
Jeffrey W. Goldblatt has been assisting his clients with proving disability for over 30 years.
A decision is not rendered the day of the hearing, and you will likely have to wait approximately 30 days for a determination. We understand that it can be stressful to attend a hearing and speak with a judge, but we will work closely with you to ensure that the process goes smoothly. Our team of legal professionals prepares you for your hearing, so you are at ease and know what to expect.
Contact Our Law Office Today
The Law Offices of Jeffrey W. Goldblatt can help you with your social security disability case and prove disability. For more information, call our office in Wall, NJ, at 732-238-8700, or contact us online.